​​​​VHPB Program Eligibility

• A veteran must have been a Mississippi resident immediately prior to entering the Military Service or have resided in Mississippi for two (2) consecutive years immediately preceding the loan application.
• The veteran must obtain a Certificate of Eligibility from the Department of Veterans Affairs.
• The veteran must have been discharged from active duty service under conditions other than dishonorable.
• Reserve and National Guard personnel who have 6 years of service or more are eligible to apply for a loan.
• Active duty military personnel are eligible to apply for a loan, two-year residence required.
• Reserve & National Guard Personnel who have been activated for extended active duty service under Title 10 US Code are eligible to apply.
• An unmarried surviving spouse of the above described eligible veterans who died as a result of service or service-connected injuries may qualify for this program.