Loan Terms | Veterans' Home Purchase Board of the State of Mississippi Skip to main content
The official website of the State of Mississippi

Make online payments today by selecting Payments>Mortgage Payments or by clicking HERE.

Current 5-15 year rates are 2.50% (3.009% apr)
Current 16-30 year rates are 2.75 % (3.028% apr)  
*APR is calculated at $400,000 for 30 yrs    

  • The maximum loan limit is $400,000 plus the VA funding fee.
  • The interest rate is fixed for the term of the loan.
  • Interest rates are typically 1 to 2 percent below market rates.
  • Available terms are 5, 10, 15, 20, 25, and 30 year monthly amortizations.
  • Veterans’ Home Purchase Board can only refinance loans presently financed by the agency.
  • Hazard insurance and taxes are collected monthly along with payments and placed in an escrow account.

Veterans' Home Purchase Board of Mississippi

3466 Highway 80 East
P.O. Box 54411
Pearl, MS 39288-4411
​Phone: (601) 576-4800

vhpbinfo@vhpb.ms.gov​​