Effective March 1, 2026

Current 5-15 year rates for purchase or VHPB refinance are 4.50% 
Current 16-30 year rates for purchase or VHPB refinance are 5.00 % 

*Actual APR will be determined by VA funding fee, loan amount, and term.

 Only applications with a valid property under contract will be considered.    

• The maximum loan limit is currently $400,000.00 
• The interest rate is fixed for the term of the loan.
• Interest rates are typically 1 to 2 percent below market rates.
• Available terms are 5-, 10-, 15-, 20-, 25-, and 30-year monthly amortizations.
• Hazard insurance and taxes are collected monthly along with payments and placed in an escrow account.